Streamline-RefiCalifornia is the country’s leader for immigration, job growth and technology; now there are more lenders willing to lend to foreign nationals wishing to buy a home as they are working on the visa / citizenship status!

Only recently have I begun to see an emergence of bona fide (well capitalized lenders who actually have legit “portfolio” products for these type of buyers!

Although it only a “niche” for agents and MLOs to market, this availability can be the difference of a couple paychecks a year!

Here’s the basic details:

  • Rates from 7.5% -9.5%

  • Length of loan between 18-36 months depending on LTV

  • 30% down payment on investment property purchases

  • Stated Income, Stated Asset Loan

  • No US Credit Required (must have tax ID number)

  • No SSN Required, TIN Required if no SSN

  • No DTI Ratio Requirements

  • No Financials Needed

  • Gift Funds OK

  • No Seasoning Required

  • No Debt Service Coverage Ratios