We Close Loans in 20 Days or Less.Daniel Dobbs2023-05-25T20:22:32-07:00
My team and I goals are to make both agents look good and to secure a lifetime of repeat business and referrals-for all THREE of us!
To do that, we must be able to close within 20 (working) days or less and with the least amount of “friction” as possible.
Get the Lowest Interest Rate, Fees, and Fastest Service
YouTube – Straight Talk Lending – Daniel Dobbs
Both agent’s cooperation is critical in accomplishing this goal. Below are the most critical items we will need from DAY 1 from the listing/selling agents and escrow.
_____ Contact info for escrow (escrow agent-email address-phone #).
_____ Contact info for all agents and/or transaction co-coordinators.
______ Copy of the MLS print out of the property.
If you know something say something!
_____ Are there any potential “issues with the property” “low comps, outstanding repairs, termite work-HOA litigation- low owner occupancy etc. etc. etc.
If there is, we can probably steer around the issues by addresses them to the Underwriter in a cover letter when we submit the file. Any “surprises” may delay COE!
If so we need to know in order to avoid delays!
____ A MLS printout for the property and a contact name for the appraiser to call with.
_____ Fully executed RPA, complete with all counter offers (all pages signed and legible).
______Escrow Instructions and Title Prelim.
_____ Post “Dodd-Frank”: The escrow company (for the listing) needs to provide every us with a COMPLETE LIST OF FEES ASSOCIATED WITH THE TRANSACTION (minus lender fees) i.e. Title/Escrow County Transfer/ HOA/ Sub Escrow Mello Roos ect.
Until we have the fees we cannot submit the file for approval.
Thank you for your assistance and let’s make this a smooth COE.
Daniel Dobbs (.org)
Managing Broker
Mutual Home Mtg.
500 S. Kraemer #165
Brea, Ca. 92821
Cell: 949 250-3981 E- Fax 928 713 -1011
Dandobbs6@gmail.com
DRE # 00986886 …..NMLS# 307631
