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These are the 3 grants currently offered by the federal gov’t for low income homeowners & veterans who need to make their homes safer or renovate them to accommodate a person with disabilities.
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SPECIAL HOUSING ADAPTATION GRANT (SHA)
The Department of Veterans Affairs offers the “Special Housing Adaptation Grant” for veterans who need to adapt a home to accommodate a service-related disability.
Grant recipients can use the funds to adapt a home where the veteran currently lives or one the veteran plans to purchase.
To qualify, veterans must have 1 of the following service-related disabilities:
–Blindness in both eyes.
–Loss of both hands.
–Loss of use of both hands.
–Certain severe burn injuries.
–Certain severe respiratory injuries.
The VA allows a maximum of 3 grants during a veteran’s lifetime. Veterans may use the grant money for homes that they or their families own. To apply for an SHA grant, veterans complete an application on the VA website or request a paper copy from the VA.
SPECIALLY ADAPTED HOUSING GRANT (SAH)
The Specially Adapted Housing grant is available to veterans who need to remodel a home so they can live in a barrier-free environment.
To qualify, the veteran must have one of the following service-related disabilities:
–Loss of both legs.
–Loss of both arms.
–Loss of the use of both legs.
–Loss of the use of both arms.
–Blindness in both eyes in addition to the loss of one leg.
–Loss of one leg and one arm at the same time.
–Certain severe burns.
–Loss of at least one lower extremity restricting mobility as the result of service on or after Sept. 11, 2001.
Eligible veterans may receive no more than 3 grants during their lifetime.
They also must own the home and have the title in their own name(s).
Veterans who want to apply for this grant must complete an application on the VA website or request one directly from the VA.
SINGLE-FAMILY HOUSING REPAIR PROGRAM
Offered by the U.S. Department of Agriculture’s Rural Development division, Single-Family Housing Repair loans and grants help eligible homeowners who need to modernize their homes or remove health and safety hazards.
To qualify for a grant, the homeowner must meet the following criteria:
Their home must be located in a rural area; click here to determine if a specific address is eligible
–Be at least 62 years old.
–Own the home and live in it.
–Be unable to get financial assistance from another source.
–Have a family income less than 50% of the median income in the area.
–Be unable to pay back a loan.
Eligible homeowners may receive up to $7,500 in a lifetime. If they sell the home within 3 years of receiving funds, they must pay back the grant amount.
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